BUSINESS PACKAGE

Fire & Perils – Damage to assets (buildings, contents, stock, equipment etc) caused by fire, storm, water, & nominated perils excluding Flood unless specifically included

Business interruption – Loss of trading income & increased expenses due to damage to fixed assets or prevention of access Excluding Flood innless specifically included

Burglary/Theft – Theft or damage of Property following a break and enter.

Money – Loss or damage to cash, cheques and negligible instruments.

Glass – Damage to fixed external glass or both. Cover for signage optional.

General Property – Loss and damage to Laptops tools & other portable equipment whilst away from the insured premises. Cover available Australia Wide.

Machine Breakdown – Repair costs incurred following breakdown of plant & equipment, Cover available for deterioration of stock.

Electronic Equipment – Accidental, Mechanical & Electrical breakdown of computers & associated electronic equipments. Excludes flood.

Employ Fraud/Fidelity Guarantee – Losses due to dishonesty of your employees.

Tax Audit – Covers your company or directors of the company against the costs associated with a tax audit

INDUSTRIAL SPECIAL RISKS

Industrial Special Risks – Is an insurance that covers medium to large enterprises against financial losses they might incur because of loss or damage of their physical assets.

LIABILITY

Public Liability – Covers financial loss or legal liability should its operations injure a member of the public or damage their property in some way.

Product Liability – Covers Financial loss or legal liability incurred by ensured because of injury or damage resulting from the use of covered product.

Cyber Liability/ Cyber & Privacy – Cover a business liability for a data breach in which the firm’s customer’s personals information, such as bank details or credit card numbers are stolen by gaining access to the company’s electronic network.

PROFESSIONAL INDEMNITY

Professional Indemnity – covers professionals who provide advice or a service for a fee against legal costs and claims for damages to third parties who may arise out of an act, omission or breach of professional duty.

PLANT & EQUIPMENT

Plant & Equipment – provides cover for construction equipment (frequently referred to as mobile plant and equipment) ordinary found at building sites and road works. The team ‘plant’ covers a range of equipment, from portable tools to large earthmoving equipment and mobile cranes.

MARINE TRANSIT/ MARINE CARGO

Marine Transit/ Marine Cargo – Covers property in transit against loss or damage both internationally and domestically

TRADE CREDIT

Trade Credit – Credit management tool and insurance product protecting companies aged receivables against losses from insolvency of debtors

COMMERCIAL & RESIDENTIAL STRATA

Commercial & Residential Strata – Covers residents and common property against damage and liability

LANDLORD INSURANCE

Landlord insurance – covers residential and commercial properties which are rented to others, Most homeowners insurance covers only cover owner-occupied homes.

HOME & CONTENTS

Home & Contents – Cover loss or damage to an insured’s home and personal property.

COMMERCIAL MOTOR/ MOTOR VEHICLES

Commercial Motor/ Motor Vehicles – cover replacement cost or repairs to a vehicle in the result of an accident. Liability on the road is also covered.

1300 194 657

165 Varsity Parade,
Varsity Lakes, QLD 4227
Australia

admin@theadvisoryfirm.net.au

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The Advisory Firm
165 Varsity Parade,
Varsity Lakes, QLD 4227
Australia